Ah Resolutions or New Year's Optimism

Well I am finally starting to feel a bit better. Who knows whether it's the ColdFX, Oil of Oregano and Vitamin C combo or just being out of commission for a week and letting the bug run its course that has led to my slow recovery but either way I'll take it!

So now that the fog is clearing, it seems I have some resolution catching up to do. Not that I haven't tried to think of them a bit but it's been impossible to have many solid thoughts with all the crud in my head getting in the way. I'm thinking about working towards being healthy, wealthy and wise in 2009:

• Get my body in better order aka Get my a** back to the gym or into some kind of exercise regime and stop eating the leftover Christmas baking. I did mention Hiphop Abs in passing previously but I was only half joking...it might be worth a shot! A subsidiary of this resolution is to get my closet in order...looks like it's time to pitch some more things and tidy up again. I also need to figure out a better way to store shoes, purses and jewellery so that I actually might use them to better advantage. Of course if the ladies from the Cityline fashion segment want to stop by and help me pull together some outfits that would be fantastic.


• Get my financial house in better order - this will involve getting up the guts to speak to one or more mortgage consultants about refinancing with a better rate and shorter amortization which on paper should result in paying down the mortgage quicker as well as decreasing my payments a little. Next up, if I get a raise (which I'm supposed to so I should say "when" not "if") I should increase my RRSP contributions (which are paltry right now) since I can't contribute to a pension plan for another year and a half. And there is always the ongoing battle to pay off the credit cards. I managed not to use them for Christmas purchases so hopefully I am off to a good start. I know that you should pay them off monthly but I haven't ever managed that so that is a big goal for me.


• Get my home records in better order - there is a new desk and file cabinet waiting to be put together in my office...in truth the file cabinet is part ways together but it wasn't going well so it needs to be continued. I have lots of filing to do but am hopeful that once I get started I will have a system that I can stick to.

There it is! Wish me luck! And of course suggestions as well as encouragement are welcome.